- Minimum opening balance of N10,000.00.
- Regular lodgements.
- Two (2) recent passport photographs.
- Two duly completed reference forms.
- Valid means of identification (National ID, Driver’s license, voters card etc) (University/Institution staff ID card).
- Memorandum and Articles of association.
- Board resolution.
- Forms CAC 07 and CAC 02.
- Entitled to loan having been certified credit worthy.
- Zero minimum balance.