- Zero opening balance.
- N2,000 minimum monthly balance.
- Two (2) recent passport photographs.
- Valid means of identification (National ID, Driver’s license, voters card etc) (University/Institution staff ID card).
- Proof of Address (Utility Bill).
- Entitled to soft loan (MOUAU SALAD) upon confirmation of salary gracing account first time.
- Principal repayment + interest charges not above 50% of customer’s salary.
- Entitled to salary advance not more than 50% of salary.
- Maintaining current account as loan account.