Michael Okpara UniAgric Microfinance Bank Ltd is a technology-driven and customer-oriented microfinance bank in Abia State connecting the unbanked individuals and micro institutions to banking services as well as developing the grassroot economy in Umudike, Umuahia and the environs of Abia State.
Established in July 2014, our operation covers all aspects of microfinance banking with well-defined products designed to meet the specific financial needs of our customers.
Michael Okpara UniAgric Microfinance Bank Ltd has a crop of experienced and outstanding professionals from the financial industry who are passionate drivers of the bank's vision.
Our products and services cover deposit mobilization, micro lending, asset financing, inventory financing, group lending, business advisory services, fund transfers etc.
The bank's operations are fully automated with seamless integration between units embedded in world standard banking applications, which reflects a commitment to use technology to drive excellence in service delivery.
Furthermore, the company operates under the revolutionary concept of Total Quality Management (TQM) guaranteeing our readiness to get it right from the first time and always.
Strategically positioned within the University community with an attending robust business environment, we are poised to progressively grow our business unrelenting.
To achieve the foregoing, we have raised the bar in our capital base having surpassed the regulatory minimum capital requirement and have employed crop of experienced and outstanding professionals from the financial industry as drivers of our vision.
We are committed to ensuring a quality and industry specific training for our staff. Our Training comprises of in-house and external trainings involving world class human development consultants.
The training covers all aspects of banking ranging from credit and marketing, audit and compliance, enterprise risk management, banking operations, safety management systems etc.
As a Microfinance bank with exceptional financial solutions, we give back to the communities where we operate and ensuring sustainability of our social, economic and ecological environment are integral part of our corporate strategy.
Our idea is to ensure that beneficiaries of such gestures are positively impacted, restructured and sustained.
Periodically, our gap analysis and assessment of host community adequately inform our opinion in measuring area of support and accurately provide relevant needs on priority basis. In achieving this, we focus on healthcare, talent development, infrastructural development, youth empowerment and ecosystem sensitivity in accordance with best practices.
To be the leading microfinance institution in financial empowerment and development of grassroot economy.
Taking sustainable financial and advisory services to all our customers in a friendly atmosphere, with appropriate technology driven by proactive and qualified personnel.
Integrity, trust, team work, dynamism, speed and accuracy.